Insights
Notes from the practice.
Practical tax, accounting, and small-business guidance โ written by Germine for Houston clients and anyone who'd benefit.

Featured ยท Tax Planning
Year-End Tax Planning Moves Every Houston Small Business Should Make
Five practical steps Houston business owners can take before December 31 to lower next year's tax bill โ without scrambling at the last minute.
April 22, 2026 6 min read
Read article IRS Representation
Got a Letter from the IRS? Here's What to Do First
An IRS notice in the mailbox can be unsettling. Here's a calm, step-by-step framework for understanding what it means and how to respond.
March 14, 2026 5 min read
Business AccountingFive Bookkeeping Mistakes That Quietly Cost Small Businesses Real Money
Sloppy books rarely announce themselves โ but they leak cash through missed deductions, late filings, and bad decisions. Here are the five we see most often.
February 8, 2026 7 min read
